If you are looking for an auto insurance agent who cares about protecting you and the ones you love, ClientFirst has you covered.
Whether you live in Pennsylvania or anywhere else for that matter, when people think about auto insurance, most think about damage to their own car. The truth is, auto insurance covers more than just your car. Given the sheer number of vehicles on the road and the constant distractions for drivers, the chances of being in an auto accident are high. We are here to explain to there is a risk when you get behind the wheel. It is critical to understand your coverage options. Not only for you and your vehicle, but for the people that could be injured as a result of your negligence. Having adequate car insurance limits is serious business. Fortunately, ClientFirst has the exceptional knowledge that you need to be properly protected.
Important Auto Insurance Coverages
In reviewing your policy, certain coverages may be listed and you may not be sure what they mean. Below, we clarify a few of common coverages to help you understand.
— This is part that covers your car in the event that you damage it as a result of an accident with a fixed or moving object. Examples are another vehicle, a curb, a house, or a guardrail.
— This is the part that protects your car in the event that damage occurs to it by an object that is not fixed or moving. Some common examples are theft, a rock that cracks the windshield while driving on the highway, or you hit an animal.
— This covers damage to another person’s vehicle, house, or any type of property that belongs to someone else. This part of your coverage compensates the other person for that damage.
Bodily Injury Liability
— t This part of your coverage protects your financial interest in the event that you injure another party in an accident. It pays that other party for medical bills and related expenses. Due to the high cost of medical care, it can be dangerous to carry liability limits that are too low. The decision process for this is something in which we can assist.
Un-insured & Under-insured Liability
— This part of your policy pays you in the event that you are injured by another party and that party was either unidentified or they were not carrying enough bodily injury liability insurance to cover your expenses. This is a crucial part of your auto policy because we cannot control which drivers have the correct coverage.
How to get started
If you are looking for auto insurance, ClientFirst makes the process seamless. We have the right partnerships and we will find you the most affordable policy for your specific needs. ClientFirst does just that. We put you first.
Visit our Contact Us page to begin the process.